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Credit Union's Frequently Asked Questions
FREQUENTLY ASKED QUESTIONS

How can I join the Credit Union?

You must be an employee of the City of Baton Rouge and all constitutional, board, and commission offices attached thereto, the Baton Rouge Fire Department, the City of Baker, the City of Zachary, EBR Sheriff’s Office, BREC, Capitol Transportation, EBR District Court, EBR Family Court, EBR District Attorney’s Office, EBR Clerk of Court’s Office, EBR COA, BRACA, Capital Area Family Violence Intervention Center, retired persons as pensioners or annuitants of above employers and their immediate family. Also, if you work, live, worship, or attend school in the zip code 70801 & 70802, you can join.

What is your definition of immediate family?

Immediate Family is defined as grandparents, parents, spouse, siblings, children, grandchildren, adopted children, stepparents, stepchildren, and stepsiblings.

How long do I have to be a member to apply for a loan?

You can apply for a loan the same day that you open your account.

Do I qualify to open a checking account and how much do I have to deposit?

We must get an approved rating from Telecheck and the minimum deposit is $25.00.

How often do you send statements?

Savings account including certificates, IRA’s and loans only is quarterly. Savings and checking account monthly.

Is there a limit on the number of checks I can write each month on my checking account without being charged a fee?

No. You have unlimited checking writing privileges at no charge to you.

What is the minimum balance required to open a Term Share Certificate?

$500.00

Am I eligible to get a Debit Card if I only have a savings account?

No. You must have a savings and a checking account to apply for a ATM or Debit Card.

 
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